Your Retirement Plan (65+)
Congratulations, you made it!
It’s time to sit back and enjoy life. Indulge in your hobbies. Travel. Enjoy your family and friends. You’ve earned it.
With 20 or more years of retirement ahead of you, planning has never been more critical. At this stage of your life, complex issues can arise relating to income, estate planning, managing your health and living arrangements. There has never been a more important time to have the right advice and investment strategies in place to achieve a sustainable level of income.
Your financial objectives may include:
- Enjoying life
- Converting your savings, investments and Super into retirement income in the most tax-efficient way
- Protecting your capital and managing your savings to last
- Estate planning and inheritance tax mitigation
- Wealth distribution and gifting to family
- Planning for your death, and possibly your partner’s
- Assisted living options and aged care planning
Our aged care specialist adviser can help you to plan for when you can’t plan, by addressing these complex issues, including your estate planning needs, health and aged care needs, and options for assisted living. Early planning can take away a lot of the stress and uncertainty that may arise when considering aged care at home or a move to a residential aged care facility.
Approximately half of retirement income is generated during retirement, so having the right strategy to convert your accumulated wealth into income, and protect your capital, is crucial. At this stage, the value of professional advice far outweighs its cost, and working with an adviser can make a measurable difference to the quality of your retirement lifestyle – you made it, now you deserve to enjoy it!
Contact us today for more information.
Further reading
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